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Many people believe they should spend all the money they earn


WRITING TASK 2

You should spend about 40 minutes on this task.

Present a written argument or case to an educated reader with no specialist knowledge.

Write about the following topic:

Many people believe that they should spend all the money they earn to enjoy life at present. Others, however, think that they should save a large portion of their earning for the future. 

Discuss both these views and give your own opinion.

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Write at least 250 words.


Sample Answer:

In today’s fast-paced world, the debate between spending money to enjoy life at present and saving for the future is a topic of much discussion. Both perspectives have their own merits, and it is important to carefully consider the implications of each approach.

On one hand, those who advocate for spending all the money earned argue that life is short and unpredictable, and it is important to make the most of the present moment. They believe that enjoying life now is crucial, as no one knows what the future holds. This approach encourages individuals to prioritize experiences and live in the moment, rather than constantly worrying about the future.

On the other hand, proponents of saving a large portion of their earnings emphasize the importance of financial security and stability. They argue that saving for the future is essential for long-term financial well-being, especially in times of economic uncertainty. By setting aside a portion of their income, individuals can build a safety net for themselves and their families, ensuring that they are prepared for any unexpected expenses or emergencies.

In my opinion, while it is important to enjoy life at present, it is equally crucial to save for the future. Striking a balance between the two is key to achieving financial stability and happiness. By allocating a portion of their earnings towards savings, individuals can ensure that they are prepared for the future while still allowing themselves to enjoy the present moment. This approach allows for a sense of security and peace of mind, knowing that there is a financial cushion in place for any unforeseen circumstances.

In conclusion, the debate between spending money to enjoy life at present and saving for the future is a complex and personal decision. While both perspectives have their own merits, finding a balance between the two is essential for long-term financial well-being and happiness. Ultimately, individuals should consider their own priorities and circumstances when making this decision.


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