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People may no longer be able to pay for things using cash


You should spend about 40 minutes on this task.

Present a written argument or case to an educated reader with no specialist knowledge.

Write about the following topic:

In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones.

Do you think this will happen one day?

Why do you think some people might not be happy to give up using cash?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Write at least 250 words.

Sample Answer:

In today’s increasingly digital world, the possibility of a cashless society is becoming more and more likely. With the rise of contactless card payments and mobile payment apps, it is not inconceivable that cash may become obsolete in the future.

There are several reasons why this shift towards a cashless society may occur. Firstly, using cards or mobile payments is often more convenient and efficient than using cash. It eliminates the need to carry around physical money and makes transactions quicker and easier. Additionally, cashless payments can be more secure, as there is less risk of theft or loss compared to carrying cash. Furthermore, the use of cashless payments can also help to reduce the amount of physical currency in circulation, which can have positive implications for the environment and reduce the costs associated with printing and distributing cash.

However, despite these potential benefits, there are also reasons why some people may not be happy to give up using cash. Firstly, there are concerns about privacy and security when it comes to digital payments. Some individuals may be wary of the potential for their personal and financial information to be compromised through electronic transactions. Additionally, there are also concerns about the potential for increased surveillance and tracking of spending habits through digital payment methods.

Furthermore, there are also socioeconomic considerations to take into account. Not everyone has access to banking services or the technology required for cashless payments, and a move towards a cashless society could potentially exclude these individuals from participating fully in the economy.

In conclusion, while the shift towards a cashless society may seem inevitable, it is important to consider the potential drawbacks and ensure that measures are in place to address any concerns. It is important to strike a balance between the convenience and efficiency of cashless payments and the need to ensure that everyone has access to safe and secure means of conducting transactions.

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